Merchant Account Program for Medical and Dental Professionals

The Best Merchant Account for Medical and Dental Offices

What’s up Doc? – Hopefully it is not your MasterCard and Visa rates. But in case that is why you have visited my Credit Card Processing Services website I’m glad that you’ve taken the first step in letting me cure your merchant account ills!

Credit Card Processing Services (CCPS) has been providing merchant account services to medical and dental professionals since 1996. Our prescription for your office is our free Verifone Vx520 placement program.

This program is available for any medical or dental practice. The equipment that we will send to you is a brand new state of the art Verifone Vx520 terminal and printer combination with a retail value of approximately $450.00. We will even program it for free and ship it to you via FedEx second day air at no cost to you. The Verifone Vx520 is a dual comm unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number or connecting it to your Ethernet service for super quick high speed transaction time.

The Verifone Vx520 uses thermal paper available at every office supply store like Staples or Costco and no ribbons are required. We offer an optional low cost program for free paper supplies. The paper roll case is the new clam shell design so you just drop the roll in and close it without having to feed the paper through and getting it jammed.

The speed of this terminal is unbelievable. Average transaction time for IP Ethernet is under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which is twice as fast as other dial up units. Once a transaction is approved it prints in lightning speed of 24 lines per second so a customer receipt prints in just 1.5 seconds. End of day reports take only a few seconds to print. The terminal is so quiet you can’t believe it is actually printing.

The Verifone Vx520 is the easiest terminal to use ever made. There is an easy to read backlit display with a dedicated key for all of the major functions such as refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese that they are so hard to understand. The green enter key is large and in just the right place.

This terminal conforms to the highest security requirements and is PCI PTS 3.X compliant giving you the peace of mind that your customers' transactions will travel securely into the processing network with end-to-end encryption. This is extremely important as it meets the EMV Chip Card requirements that became effective October 2015 that the vulnerable party in a transaction is liable for any security breach. This will get you off that hook.

This Verifone Vx520 is yours to use for free for as long as you process with us that we hope will be for many years. It doesn’t get much better than this!

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Every Verifone Vx520 that we ship has PIN-Based debit card capability already encrypted in the terminal so that the customer can simply key in their PIN into the terminal’s keypad or with the optional Vx805 External PINpad.

As you can see from the pictures below you can process chip cards by inserting them into the slot in the front of the terminal or use the mag-stripe reader on the right side of the terminal for cards that do not yet have the chip.

Then as you can see from the pictures below the Verifone Vx520 accepts NFC near frequency transactions where the customer simply waves their card or mobile phone over the terminal so you are also ready to accept cards using Apple Pay™ and Android Pay™ from most smart phones.

The good news continues because the merchant account program we will set up is one of the best in the industry. Your transactions will be processed on the Global Payments network. Global Payments is one of the top networks and has excellent 24/7 toll free merchant support.

Finally, I am sure that you are thinking that since the terminal is free that maybe the rates are higher to make up for it. More good news – the pricing for this program is extremely competitive and usually less than other companies selling or leasing expensive equipment.

Here is the pricing:

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.49 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Swiped )
1.69 % + .16 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)
2.66 % + .16 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards)
3.01 % + .16 per Transaction
Dues & Assessments
0.12 % (12 Basis Points)
Access Fees
2 Cents
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum (Equates to Approx. $1500 in Sales)
Monthly Service Fee
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Application Fee
Setup Fee
Annual Fee
PCI Compliance Fee
Waived Entire First Year Thereafter $4.95/month
Termination Fee (Month to Month)
Verifone Vx520 Credit Card Terminal
Free Placement
Equipment Shipping
Terminal Training
Above Pricing Accurate as of:
January 2017
  • As an option we are able to setup your American Express account.
  • We are pleased to provide full disclosure on all interchange rate categories. Please view the Rate Qualification Schedule

Now that you have read about this exciting program we invite you to start the application process by completing the Merchant Application Worksheet from the Application Apply Online button on the left. Should you have any questions please feel free to either call Kevin at 215-489-7878, toll-free at 800-717-1245 or send an email to

Please Review the Free Terminal Agreement

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